Job Description




Job Summary



The Director owns a defined loan portfolio and is accountable for both portfolio optimization and the ongoing management of the existing loan book. The role requires independent judgment, hands-on execution, and escalation of complex or sensitive matters where appropriate.




Key Responsibilities

• Portfolio Ownership and Optimization


• Loan Portfolio Management - Existing Book


• Balance Sheet, Risk, Credit and Stakeholder Management


• Portfolio Transformation, Systems & Strategic Initiative

Requirements / Qualifications

• Significant experience in loan portfolio management, credit risk or active asset management within wholesale banking or private credit.


• Demonstrated experience managing existing loan portfolios, including waivers, amendments, covenants, annual reviews and credit monitoring.


• Proven track record of executing portfolio actions and managing deteriorating or problem credits.


• Strong understanding of loan structures, credit risk, capital usage and portfolio trade-offs.


• Sound understanding of corporate financials, legal concepts and loan mechanics, with first-hand experience of documenting loan transactions.


• Excellent analytical skills with the ability to present clear, well-reasoned recommendations to senior stakeholders.


• Ability to work under pressure, manage competing priorities and deliver high-quality output to tight deadlines.


• Bachelor's degree in finance, Business or a related discipline; MBA and/or professional qualification (e.g. CFA) advantageous.


• 12+ years' relevant experience in the banking sector, including at least 5 years in corporate loan markets with portfolio management responsibilities.


• Fluent in English with strong written and verbal communication skills.


• Strong awareness of UAE, regional and international markets.


• P&L responsibility.

About Us




About Us:



First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.




Life at FAB:



Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization




Career Development:



FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.




Our Values:



At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.



Join our team and be part of a journey to shape the future of banking.