Responsibilities:

• Monitor the compliance of portfolio limits of the Group (solo and consolidated). Perform post-loan monitoring, promote its effectiveness and completeness. Monitor the changes in risk profile and asset quality of corporate customers, participate in credit portfolio thematic review and reporting.
• Oversee the compliance of portfolio investment activities of the Group and its subsidiaries (including insurance firm and asset management company) according to the stipulated investment policies and guidelines, evaluate changes in risk profiles of the investment portfolios and provide guidance to subsidiaries.
• Perform credit due diligence on the annual investment plans of the Group and subsidiaries, identify risk characteristics and recommend mitigation measures. Monitor and report the changes in risk profile of the Group's and subsidiaries' investment portfolios.
• Evaluate trends and changes in risk profile of the investment portfolios of the Group and subsidiaries, identify key risk drivers, recommend portfolio limits with reference to macro-economic environment, business plans, stress test result and internal risk reports etc.
• Formulate Group's credit risk policies and monitoring procedures, provide guidance and support to subsidiaries to ensure smooth implementation.

Requirements:

• Degree holder or above with major in Economics, Risk Management, Statistics, Mathematics or related discipline.
• CPA or FRM preferred
• 3-year experience or above in banking industry (portfolio analysis, limit setting and monitoring, financial analysis or research)
• Familiar with credit risk theories, Basel and knowledge of IFRS 9
• Solid analytical skills and proficient in using Bloomberg, Microsoft Excel (VBA) and Access (SQL)
• Excellent analytical and communication skills
• Independent, self-motive and able to work under pressure
• Good command in written and spoken English and Chinese

If you are applying for in-scope position(s) under the Mandatory Reference Checking Scheme (i.e., A role carrying out regulated activities licensed by the IA, SFC & MPFA), you are required to undergo the Mandatory Reference Checking. Our responsible recruiter will inform you the details of the MRC process and the requirements in due course. For details, please click here .