As a department head to lead a team of credit approvers to conduct credit review and approval for large corporate, financial institution and sovereign following the bank's credit standards and regulatory requirement
Responsibilities:
Lead and guide his/her team of credit approvers to perform credit review and approval for large corporate, financial institution and sovereign, fixed income investment and specialized finance clients
Work with Senior Executive Approvers and Head of Credit Risk Management on approvals of complex credit applications
Co-work with credit teams in Mainland China for cross-border credit applications
Provide advice to business units in structuring complex transactions and preparing credit proposals
Review and implement timely and appropriate credit policies and procedures in compliance with regulatory requirements and prevailing economic conditions
Responsible for the credit risk management and assessment and take prompt actions for material risk-related issues and report to senior management if required
Requirements:
University graduate, preferably with a Master’s degree in business related discipline
Holder of ECF Certification on Credit Risk Management (CCRP(CPM)), and preferably a CFA and/or FRM
Minimum 10 - 15 years of experience in corporate credit with senior approval authority in banks, including at least 8 years in team head position
Thorough knowledge of credit environment and market practices in Hong Kong and Mainland China, and understanding of commercial and corporate banking credit products, risk mitigation techniques and related regulatory requirements
Strong leadership and interpersonal skills, able to liaise and communicate appropriate credit solutions with business units and customers
Proficiency in spoken and written English and Chinese including Mandarin