Job Responsibilities

• Assess credit applications and financing proposals, evaluate associated risks, and prepare comprehensive credit assessment reports.
• Develop and enhance credit risk policies to manage the bank’s credit risk exposure effectively.
• Support the development of commercial lending, trade finance and other credit products to strengthen the bank’s competitiveness.

Job Requirements

• Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information Systems or a related discipline.
• Professional qualifications such as CFA, FPM, ACCA, CPA or ECF are preferred.
• At least 7 years of experience in credit risk management and credit analysis; experience in credit policy development is an advantage.
• Sound understanding of relevant regulatory requirements, Basel III and banking practices relating to credit risk management.
• Strong analytical, problem-solving and report-writing skills, with the ability to work independently.
• Proficient in written English and Chinese, and fluent in spoken English, Cantonese and Mandarin.