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Actuarial Pricing Analysis

Gravitas Recruitment Group Shenzhen, China
Posted 4 days ago Permanent Competitive

Actuarial Pricing Analysis

Gravitas Recruitment Group Shenzhen, China

工作地点:中国 深圳(NA)

薪资:£0/年

工作经验:2-6年

岗位概述

负责定价精算分析与定价策略支持,基于历史经验、风险特征与市场信息建立和维护定价模型,评估产品盈利能力与风险暴露,向业务与管理层提供可执行的定价建议与监控报告。

主要职责
  • 构建、优化并维护定价模型(含费率结构、因子选择、分层定价与敏感性分析)。
  • 进行经验分析:赔付率、费用率、频率/金额分解、续保与流失、渠道与地区差异等。
  • 开展盈利性与资本/风险影响评估,支持新产品定价、费率调整与促销策略制定。
  • 定期监控定价表现与偏差(如实际 vs 预期),提出纠偏方案并跟进落地。
  • 与承保、产品、数据、财务及风控团队协作,推动数据口径一致、指标体系与定价流程标准化。
  • 输出清晰的分析报告与可视化结果,向非精算受众解释关键驱动因素与业务含义。
  • 确保定价相关文档、假设与模型版本管理符合内部治理与合规要求。
任职要求
  • 本科及以上学历,精算、统计、数学、金融工程、数据科学等相关专业。
  • 2-6年定价/精算/风险或相关数据分析经验;有保险/金融定价经验者优先。
  • 扎实的统计建模基础,熟悉GLM、分层模型、正则化、时间序列或机器学习方法并能合理解释。
  • 熟练使用至少一种分析工具:R / Python / SAS / SQL;具备数据处理、特征构建与结果复现能力。
  • 良好的商业敏感度与逻辑表达能力,能在不确定性下做出假设并量化影响。
  • 注重细节与结果导向,具备跨团队沟通与项目推进能力。
  • 精算考试进展(如相关协会科目)或具备模型治理/审计意识者优先。
加分项
  • 有定价监控仪表板、自动化报表或数据管道建设经验。
  • 了解监管与产品条款对定价的影响,能结合市场竞品进行定价定位。
  • 具备A/B测试、价格弹性或因果推断分析经验。
Job ID  172885
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