Assistant Vice President, System & Project Management, Consumer Credit Approval, Consumer Credit Risk Management

  • Competitive
  • Singapore
  • Permanent, Full time
  • OCBC Bank
  • 16 Aug 17

Assistant Vice President, System & Project Management, Consumer Credit Approval, Consumer Credit Risk Management

Job Description:

  • Manage new projects and ITSR initiatives that the department is involved and liaise with the relevant internal stakeholders, external business partners, product managers, etc.
  • D rive credit-related user requirements in various cross-functional loans origination system projects such as Project OneCP and work with key stakeholders to ensure :
    • System design and workflow incorporates the credit process and controls;
    • Credit parameters, underwriting rules and credit checks are built or interface with relevant systems eg. Credit decision engine, score cards, credit bureau B2B, etc.
    • Ensure requirements and deliverables are in compliance with bank credit policies and regulatory requirements;
    • Key focus on secured loans origination system and workflow
  • Evaluate solutions proposed by IT, vendors / partners and make necessary recommendations.
  • Conduct / manage user acceptance test, develop rollout plan and complete implementation activities.
  • Oversight of systems such as Morning Excess System, Credit Bureau B2B system, EDW Credit Bureau Datamart where CB reports are extracted between CBS and OCBC.
  • Work closely with Channel/Product Managers to ensure new services/enhancements covers the requirements of our systems.
  • Provide credit user inputs for regulation-related system implementation for various products eg. Unsecured lending, Mortgages, etc
  • Support smooth rollout of enhancements, manage pre- and post-implementation activities and issues, train frontline teams and develop processes with operations teams


Job Requirements:

  • Tertiary education required
  • 10 - 15 years of work experience in Project Management, IT or Business Analyst function working on consumer loans origination systems and workflows, or have worked in the capacity of a user project manager in consumer credit/risk functions
  • Experience in handling business analysis, business requirement specifications, flow charting, user acceptance testing, compliance and surveillance
  • Good working knowledge and understanding of the various consumer products and its process flow such as housing loans, credit cards, unsecured facilities
  • Good interpersonal and communication skills
  • Ability to work independently and a good team player in project setting
  • Preferably Quality trained, with at least a Green Belt certification
  • Strong problem solving abilities to resolve issues and drive improvement initiatives
  • Objective, tenacious and resourceful to solve complex problems creatively